How to appeal and get off a PCN Fine for driving through a bus gate

The typical penalty for driving in a bus lane is £130 in London and £70 outside the capital. Letter to get off [Your address][Issuing authority address] [Reference: PCN number/ Date of issue] Dear Sir/ Madam,…

Paypal Refund Request from Philippine Airlines In due to not refunding booking fee

Recently I purchased some flights Philippine Airlines, I called them up to confirm the flights however they were cancelled on calling. They said I would get a full refund in 30 days. The refund came…

Travel Insurers trying to stop cover for travelers due to Coronavirus (2019-nCoV)

I took a policy out at the start of March before my trip. I confirmed my policy for the only “Epidemic” word in the policy per the line below which was my contract with Budget…

Ebay Case # XXXXX: Buyer contacted Customer Support

An email Subject no eBay seller likes to see in their inbox It means during a dispute the ebay buyer has actioned his right to ask eBay admin team to make a decision. Now 99%…

[UK\EU] Cancelled flight compensation

What are your rights as a consumer for airlines that cancel flights? Weather If the airline blames the inclement weather, check if flights are taking off and when other airlines are flying. This shows good proof…

American Express Australia Credit Card Charge and Financial Ombudsman Service (FOS) Claim

Per previous post , as Autorental Hertz where refusing to refund me the unauthorized charge they made to my credit card, I lodged a claim with my Credit card provider American Express This can be…

Gas Scam Calls

I just took a call from a dodgy guy, Ralf Stephens with a “sort of” American accent, purporting to be giving us 45 minutes notice that our electricity was to be disconnected for a period. …

MBNA Europe Bank Ltd Damage to Credit Rating

I have, regrettably, been in dispute with MBNA Europe Bank Ltd since XXXX. This is with regard to a payment of £109.5 which the Bank choose to discharge to the provider XXXXX,after it received my…

Receiving Damages due to Incorrect Damage to your Credit Rating

If a Credit Card Company or Service company affects your credit rating unfairly then you receive damages if you can prove this affected a future purchase where your credit rating needed to be clean. Unfairly could mean…

How to fill a small claims court proceeding to get money back from non paying Business Tenant

Recently a friend who is a landlord had a tenant pick up and leave without pay a few months rent. The landlord had unfortunately misplaced the original signed contract If the tenant has paid X amount…